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Local vs Cloud

How much do you really use? Set your monthly token volume and hardware budget — and see when your own GPU becomes cheaper than the API.

Cloud API cost / month$30
Hardware cost / month (3-year amortization + ~$8 electricity)$24
Break-even~96 months

Hardware would only pay off after ~96 months, beyond a 3-year window — the API wins for now.

Prices are typical 2026 street prices and list API rates; local hardware also wins on privacy, offline use and no per-token billing.